Statement of income - Group

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STATEMENT OF INCOME - GROUP (COMPRESSED)     
(NOK million)NoteQ4 2025Q4 202420252024
Interest income from assets at amortised cost 1 2531 2815 1035 100
Interest income from assets at fair value 227253952868
Interest expenses 9691 0124 0413 897
Net interest income3 5115222 0142 071
Commission income and revenues from banking services 8776305271
Commission expenses and charges from banking services 10103440
Other operating income 11174656
Net commission and other operating income7 8883317287
Dividends 66614
Net change in value of financial instruments 8-225329
Net result from financial instruments7 14-165943
Total other income7 10267376330
Total income 6135892 3902 401
Salaries, wages etc. 129131538525
Depreciation and impairment of non-financial assets 16156255
Other operating expenses 9989393375
Total operating expenses8 244235993955
Profit before impairment on loans 3693541 3971 446
Impairment on loans, guarantees etc.5 -24214720
Pre-tax profit 3933331 3501 426
Taxes 9682320340
Profit after tax 2972511 0301 086
Allocated to equity owners 2822359701 023
Allocated to owners of Additional Tier 1 capital 15166063
      
Profit per EC (NOK) 1) 2.782.039.579.95
Diluted earnings per EC (NOK) 1) 2.782.039.579.95
Distributed dividend per EC (NOK) 0.000.006.257.50
  
STATEMENT OF COMPREHENSIVE INCOME - GROUP (COMPRESSED)     
(NOK million) Q4 2025Q4 202420252024
Profit after tax 2972511 0301 086
Items that may subsequently be reclassified to the income statement:     
Basisswap spreads - changes in value 3-2822-38
Tax effect of changes in value on basisswap spreads -16-58
Items that will not be reclassified to the income statement:     
Pension estimate deviations -19-19
Tax effect of pension estimate deviations 0-20-2
Total comprehensive income after tax 2982361 0461 063
Allocated to equity owners 2832209861 000
Allocated to owners of Additional Tier 1 capital 15166063
1) Calculated using the EC-holders' share (49.1 %) of the period's profit to be allocated to equity owners (48.4 % per 31.12.2024).