| (NOK million) | 31.12.2025 | 31.12.2024 |
|---|
| | | |
| Cash flow from operating activities | | |
|---|
| Interest, commission and fees received | 5 767 | 5 758 |
| Interest, commission and fees paid | -1 978 | -1 943 |
| Interest received on certificates, bonds and other securities | 649 | 542 |
| Interest paid on debt securities and subordinated loan capital | -2 131 | -2 038 |
| Dividend and group contribution received | 6 | 14 |
| Operating expenses paid | -832 | -883 |
| Income taxes paid | -348 | -269 |
| Receipts/payments(-) on loans to and receivables from other financial institutions | -637 | 245 |
| Receipts/payments(-) on loans/leasing to customers | -3 015 | -4 810 |
| Receipts/payments(-) on customers utilised credit facilities | 415 | -484 |
| Receipts/payments(-) on deposits from customers | 3 785 | 2 140 |
| Proceeds from the sale of certificates, bonds and other securities | 20 390 | 18 640 |
| Purchase of certificates, bonds and other securities | -24 581 | -19 221 |
| Receipts of other assets | 0 | 0 |
| Payments of other assets | 9 | -7 |
| Net cash flow from operating activities | -2 501 | -2 316 |
| | | |
| Cash flow from investing activities | | |
|---|
| Proceeds from the sale of fixed assets and intangible assets | 0 | 0 |
| Purchase of fixed assets and intangible assets | -180 | -71 |
| Receipts/payments(-) on investment i subsidiaries | 0 | 0 |
| Net cash flow from investing activities | -180 | -71 |
| | | |
| Cash flow from financing activities | | |
|---|
| Receipts/payments(-) on deposits from Norges Bank and other financial institutions | 208 | 268 |
| Redemption of debt securities | -6 391 | -7 819 |
| Proceeds from bonds issued | 10 259 | 10 675 |
| Redemption of Additional Tier 1 capital | 0 | -250 |
| Proceeds from Additional Tier 1 capital issued | 0 | 348 |
| Interest paid on issued Additional Tier 1 capital | -60 | -63 |
| Payment of cash dividends to EC owners | -311 | -371 |
| Payment of dividend funds | -310 | -515 |
| Payment upon sale of own equity certificates | 10 | 9 |
| Payment upon purchase of own equity certificates | 0 | -15 |
| Receipts/payments(-) of other debt | -231 | 330 |
| Net cash flow from financing activities | 3 174 | 2 597 |
| | | |
| Net change in cash and cash equivalents | 493 | 210 |
| Cash balance, OB | 563 | 353 |
| Cash balance, CB | 1 056 | 563 |
Back
