| ASSETS (COMPRESSED) | | | | |
|---|
| (NOK million) | Note | 31.12.2025 | 31.12.2024 | |
|---|
| Cash and receivables from Norges Bank | 9 10 13 | 968 | 447 | |
| Loans to and receivables from credit institutions | 9 10 13 | 1 312 | 702 | |
| Loans to and receivables from customers | 4 5 6 9 11 13 | 89 469 | 86 875 | |
| Certificates, bonds and other interest-bearing securities | 9 11 13 | 15 479 | 12 144 | |
| Financial derivatives | 9 11 | 1 361 | 1 393 | |
| Shares and other securities | 9 11 | 149 | 199 | |
| Intangible assets | | 71 | 61 | |
| Fixed assets | | 330 | 220 | |
| Overfunded pension liability | | 85 | 80 | |
| Other assets | | 194 | 214 | |
| Total assets | | 109 418 | 102 335 | |
| | | | | |
| LIABILITIES AND EQUITY (COMPRESSED) | | | | |
|---|
| (NOK million) | Note | 31.12.2025 | 31.12.2024 | |
|---|
| Loans and deposits from credit institutions | 9 10 13 | 2 202 | 1 994 | |
| Deposits from customers | 4 9 10 13 | 53 335 | 49 550 | |
| Debt securities issued | 9 10 12 | 41 968 | 38 906 | |
| Financial derivatives | 9 11 | 480 | 719 | |
| Other provisions for incurred costs and prepaid income | | 113 | 101 | |
| Pension liabilities | | 24 | 23 | |
| Tax payable | | 347 | 349 | |
| Provisions for guarantee liabilities | | 11 | 11 | |
| Deferred tax liabilities | | 138 | 148 | |
| Other liabilities | | 569 | 651 | |
| Subordinated loan capital | 9 10 | 857 | 857 | |
| Total liabilities | | 100 044 | 93 309 | |
| EC capital | 14 | 996 | 996 | |
| ECs owned by the bank | | -5 | -5 | |
| Share premium | | 380 | 379 | |
| Additional Tier 1 capital | | 750 | 750 | |
| Paid-in equity | | 2 121 | 2 120 | |
| Primary capital fund | | 3 805 | 3 687 | |
| Gift fund | | 125 | 125 | |
| Dividend equalisation fund | | 2 421 | 2 306 | |
| Liability credit reserve | | -26 | -43 | |
| Other equity | | 928 | 831 | |
| Retained earnings | | 7 253 | 6 906 | |
| Total equity | | 9 374 | 9 026 | |
| Total liabilities and equity | | 109 418 | 102 335 | |