| ASSETS (COMPRESSED) | | | | |
|---|
| (NOK million) | Note | 31.12.2024 | 31.12.2023 | |
|---|
| Cash and receivables from Norges Bank | 9 10 13 | 447 | 266 | |
| Loans to and receivables from credit institutions | 9 10 13 | 702 | 919 | |
| Loans to and receivables from customers | 4 5 6 9 11 13 | 86 875 | 81 572 | |
| Certificates, bonds and other interest-bearing securities | 9 11 13 | 12 144 | 11 898 | |
| Financial derivatives | 9 11 | 1 393 | 1 336 | |
| Shares and other securities | 9 11 | 199 | 217 | |
| Intangible assets | | 61 | 59 | |
| Fixed assets | | 220 | 206 | |
| Overfunded pension liability | | 80 | 59 | |
| Other assets | | 214 | 203 | |
| Total assets | | 102 335 | 96 735 | |
| | | | | |
| LIABILITIES AND EQUITY (COMPRESSED) | | | | |
|---|
| (NOK million) | Note | 31.12.2024 | 31.12.2023 | |
|---|
| Loans and deposits from credit institutions | 9 10 13 | 1 994 | 1 727 | |
| Deposits from customers | 4 9 10 13 | 49 550 | 47 410 | |
| Debt securities issued | 9 10 12 | 38 906 | 36 170 | |
| Financial derivatives | 9 11 | 719 | 603 | |
| Other provisions for incurred costs and prepaid income | | 101 | 98 | |
| Pension liabilities | | 23 | 28 | |
| Tax payable | | 349 | 270 | |
| Provisions for guarantee liabilities | | 11 | 4 | |
| Deferred tax liabilities | | 148 | 161 | |
| Other liabilities | | 651 | 727 | |
| Subordinated loan capital | 9 10 | 857 | 857 | |
| Total liabilities | | 93 309 | 88 055 | |
| EC capital | 14 | 996 | 989 | |
| ECs owned by the bank | | -5 | -4 | |
| Share premium | | 379 | 359 | |
| Additional Tier 1 capital | | 750 | 650 | |
| Paid-in equity | | 2 120 | 1 994 | |
| Primary capital fund | | 3 687 | 3 475 | |
| Gift fund | | 125 | 125 | |
| Dividend equalisation fund | | 2 306 | 2 205 | |
| Liability credit reserve | | -43 | -13 | |
| Other equity | | 831 | 894 | |
| Retained earnings | | 6 906 | 6 686 | |
| Total equity | | 9 026 | 8 680 | |
| Total liabilities and equity | | 102 335 | 96 735 | |