Profit performance - Group

QUARTERLY PROFIT
(NOK million)	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022
Net interest income	506	487	462	445	432
Other operating income	71	88	81	55	102
Total operating costs	242	208	211	198	216
Profit before impairment on loans	335	367	332	302	318
Impairment on loans, guarantees etc.	-117	34	-3	33	2
Pre-tax profit	452	333	335	269	316
Taxes	112	80	80	62	74
Profit after tax	340	253	255	207	242

As a percentage of average assets
Net interest income	2.11	2.05	1.94	1.98	1.95
Other operating income	0.29	0.38	0.34	0.24	0.46
Total operating costs	1.01	0.88	0.89	0.88	0.97
Profit before impairment on loans	1.39	1.55	1.39	1.34	1.44
Impairment on loans, guarantees etc.	-0.49	0.14	-0.01	0.15	0.01
Pre-tax profit	1.88	1.41	1.40	1.19	1.43
Taxes	0.46	0.34	0.33	0.27	0.34
Profit after tax	1.42	1.07	1.07	0.92	1.09