| GROUP 31.12.2021 | Total
equity | EC
capital | Share
premium | Additional Tier 1 capital | Primary
capital
fund | Gift
fund | Dividend
equalisation
fund | Other
equity | 
|---|
| Equity as at 31 December 2020 | 7 208 | 987 | 357 | 599 | 2 939 | 125 | 1 679 | 522 | 
| Changes in own equity certificates | 0 |   |   |   |   |   |   |   | 
| Distributed dividend to the EC holders | -133 |   |   |   |   |   |   | -133 | 
| Distributed dividend to the local community | -135 |   |   |   |   |   |   | -135 | 
| Interests paid on Additional Tier 1 capital issued | -23 |   |   |   |   |   |   | -23 | 
| Equity before allocation of profit for the year | 6 917 | 987 | 357 | 599 | 2 939 | 125 | 1 679 | 231 | 
| Allocated to the primary capital fund | 150 |   |   |   | 150 |   |   |   | 
| Allocated to the dividend equalisation fund | 148 |   |   |   |   |   | 148 |   | 
| Allocated to owners of Additional Tier 1 capital | 23 |   |   |   |   |   |   | 23 | 
| Allocated to other equity | 3 |   |   |   |   |   |   | 3 | 
| Proposed dividend allocated for the EC holders | 158 |   |   |   |   |   |   | 158 | 
| Proposed dividend allocated for the local community | 160 |   |   |   |   |   |   | 160 | 
| Profit for the year | 642 | 0 | 0 | 0 | 150 | 0 | 148 | 344 | 
| Changes in value - basis swaps | 3 |   |   |   |   |   |   | 3 | 
| Tax effect of changes in value - basis swaps | -1 |   |   |   |   |   |   | -1 | 
| Pension estimate deviations | 12 |   |   |   | 6 |   | 6 |   | 
| Tax effect of pension estimate deviations | -3 |   |   |   | -1 |   | -2 |   | 
| Total other income and costs from 
comprehensive income | 11 | 0 | 0 | 0 | 5 | 0 | 4 | 2 | 
| Total profit for the year | 653 | 0 | 0 | 0 | 155 | 0 | 152 | 346 | 
| Equity as at 31 December 2021 | 7 570 | 987 | 357 | 599 | 3 094 | 125 | 1 831 | 577 | 
|   |   |   |   |   |   |   |   |   | 
|   |   |   |   |   |   |   |   |   | 
| GROUP 31.12.2020 | Total
equity | EC
capital | Share
premium | Additional Tier 1 capital | Primary
capital
fund | Gift
fund | Dividend
equalisation
fund | Other
equity | 
|---|
| Equity as at 31 December 2019 | 6 970 | 986 | 357 | 599 | 2 819 | 125 | 1 559 | 525 | 
| Changes in own equity certificates | 2 | 1 |   |   |   |   | 1 |   | 
| Distributed dividends to the EC holders | -138 |   |   |   |   |   |   | -138 | 
| Distributed dividends to the local community | -141 |   |   |   |   |   |   | -141 | 
| Interests paid on Additional Tier 1 capital issued | -27 |   |   |   |   |   |   | -27 | 
| Equity before allocation of profit for the year | 6 666 | 987 | 357 | 599 | 2 819 | 125 | 1 560 | 219 | 
| Allocated to the primary capital fund | 134 |   |   |   | 134 |   |   |   | 
| Allocated to the dividend equalisation fund | 132 |   |   |   |   |   | 132 |   | 
| Allocated to owners of Additional Tier 1 capital | 27 |   |   |   |   |   |   | 27 | 
| Allocated to other equity | 6 |   |   |   |   |   |   | 6 | 
| Proposed dividends allocated for the EC holders | 44 |   |   |   |   |   |   | 44 | 
| Proposed dividends allocated for the local community | 45 |   |   |   |   |   |   | 45 | 
| Dividends that can be distributed to EC holders in accordance with board authorisation | 89 |   |   |   |   |   |   | 89 | 
| Dividends that can be distributed to the local community in accordance with board authorisation | 90 |   |   |   |   |   |   | 90 | 
| Profit for the year | 567 | 0 | 0 | 0 | 134 | 0 | 132 | 301 | 
| Changes in value - basis swaps | 3 |   |   |   |   |   |   | 3 | 
| Tax effect of changes in value - basis swaps | -1 |   |   |   |   |   |   | -1 | 
| Pension estimate deviations | -36 |   |   |   | -18 |   | -18 |   | 
| Tax effect of pension estimate deviations | 9 |   |   |   | 4 |   | 5 |   | 
| Total other income and costs from 
comprehensive income | -25 | 0 | 0 | 0 | -14 | 0 | -13 | 2 | 
| Comprehensive income for the year | 542 | 0 | 0 | 0 | 120 | 0 | 119 | 303 | 
| Equity as at 31 December 2020 | 7 208 | 987 | 357 | 599 | 2 939 | 125 | 1 679 | 522 |