Profit performance - Group

Amounts in NOK million	Q4 2016	Q3 2016	Q2 2016	Q1 2016	Q4 2015
QUARTERLY PROFIT
Net interest income	279	278	275	250	285
Other operating income	45	74	106	56	40
Total operating costs	143	148	147	148	124
Profit before impairment on loans	181	204	234	158	201
Impairment on loans, guarantees etc.	22	5	-3	-2	25
Pre tax profit	159	199	237	160	176
Tax	43	47	51	40	48
Profit after tax	116	152	186	120	128

As a percentage of average assets
Net interest income	1,83	1,82	1,86	1,67	1,91
Other operating income	0,30	0,48	0,70	0,37	0,27
Total operating costs	0,94	0,97	0,98	0,99	0,83
Profit before impairment on loans	1,19	1,33	1,58	1,05	1,35
Impairment on loans, guarantees etc.	0,14	0,03	-0,02	-0,01	0,17
Pre tax profit	1,05	1,30	1,60	1,06	1,18
Tax	0,28	0,31	0,34	0,26	0,32
Profit after tax	0,77	0,99	1,26	0,80	0,86