| (NOK million) | 30.09.2024 | 30.09.2023 | 31.12.2023 | 
|---|
|   |   |   |   | 
| Cash flow from operating activities |   |   |   | 
|---|
| Interest, commission and fees received | 4 305 | 3 404 | 4 775 | 
| Interest, commission and fees paid | -1 471 | -1 069 | -1 363 | 
| Interest received on certificates, bonds and other securities | 393 | 312 | 439 | 
| Dividend and group contribution received | 7 | 1 | 1 | 
| Operating expenses paid | -625 | -549 | -786 | 
| Income taxes paid | -193 | -220 | -210 | 
| Net change in loans to and claims on other financial institutions | -2 773 | -1 185 | -559 | 
| Net change in repayment loans to customers | -3 867 | -3 311 | -4 753 | 
| Net change in utilised credit facilities | -816 | -414 | -688 | 
| Net change in deposits from customers | 1 793 | 2 772 | 3 529 | 
| Proceeds from the sale of certificates, bonds and other securities | 12 205 | 10 363 | 11 401 | 
| Purchases of certificates, bonds and other securities | -16 857 | -10 821 | -12 840 | 
| Net cash flow from operating activities | -7 899 | -717 | -1 054 | 
|   |   |   |   | 
| Cash flow from investing activities |   |   |   | 
|---|
| Proceeds from the sale of fixed assets etc. | 0 | 0 | 0 | 
| Purchase of fixed assets etc. | -28 | -30 | -41 | 
| Net change in other assets | -5 | -102 | -159 | 
| Net cash flow from investing activities | -32 | -132 | -200 | 
|   |   |   |   | 
| Cash flow from financing activities |   |   |   | 
|---|
| Interest paid on debt securities and subordinated loan capital | -1 497 | -1 186 | -1 676 | 
| Net change in deposits from Norges Bank and other financial institutions | 747 | 732 | 640 | 
| Proceeds from bond issues raised | 10 675 | 5 994 | 8 392 | 
| Redemption of debt securities | -1 638 | -5 264 | -5 786 | 
| Dividend paid | -371 | -198 | -198 | 
| Net change in other debt | 57 | 582 | -198 | 
| Net change in Additional Tier 1 capital | 98 | 0 | 0 | 
| Paid interest on Additional Tier 1 capital issued | -47 | -35 | -48 | 
| Net cash flow from financing activities | 8 023 | 625 | 1 126 | 
|   |   |   |   | 
| Net change in cash and cash equivalents | 92 | -224 | -128 | 
| Cash balance, OB | 266 | 394 | 394 | 
| Cash balance, CB | 358 | 170 | 266 |