Profit performance - Group

QUARTERLY PROFIT
(NOK million)	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023
Net interest income	523	518	508	506	487
Other operating income	103	90	70	71	88
Total operating costs	243	249	228	242	208
Profit before impairment on loans	383	359	350	335	367
Impairment on loans, guarantees etc.	17	-35	17	-117	34
Pre-tax profit	366	394	333	452	333
Taxes	86	93	79	112	80
Profit after tax	280	301	254	340	253

As a percentage of average assets
Net interest income	2.08	2.12	2.07	2.11	2.05
Other operating income	0.41	0.36	0.28	0.29	0.38
Total operating costs	0.96	1.02	0.93	1.01	0.88
Profit before impairment on loans	1.53	1.46	1.42	1.39	1.55
Impairment on loans, guarantees etc.	0.07	-0.14	0.07	-0.49	0.14
Pre-tax profit	1.46	1.60	1.35	1.88	1.41
Taxes	0.35	0.38	0.32	0.46	0.34
Profit after tax	1.11	1.22	1.03	1.42	1.07