Profit performance - Group

QUARTERLY PROFIT
(NOK million)	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Net interest income	487	462	445	432	398
Other operating income	88	81	55	102	35
Total operating costs	208	211	198	216	179
Profit before impairment on loans	367	332	302	318	254
Impairment on loans, guarantees etc.	34	-3	33	2	2
Pre-tax profit	333	335	269	316	252
Taxes	80	80	62	74	63
Profit after tax	253	255	207	242	189

As a percentage of average assets
Net interest income	2.05	1.94	1.98	1.95	1.87
Other operating income	0.38	0.34	0.24	0.46	0.16
Total operating costs	0.88	0.89	0.88	0.97	0.84
Profit before impairment on loans	1.55	1.39	1.34	1.44	1.19
Impairment on loans, guarantees etc.	0.14	-0.01	0.15	0.01	0.01
Pre-tax profit	1.41	1.40	1.19	1.43	1.18
Taxes	0.34	0.33	0.27	0.34	0.29
Profit after tax	1.07	1.07	0.92	1.09	0.89