| (NOK million) | 30.09.2022 | 30.09.2021 | 31.12.2021 |
|---|
| | | | |
| Cash flow from operating activities | | | |
|---|
| Interest, commission and fees received | 1 872 | 1 364 | 1 884 |
| Interest, commission and fees paid | -328 | -214 | -277 |
| Interest received on certificates, bonds and other securities | 135 | 85 | 94 |
| Dividend and group contribution received | 1 | 0 | 3 |
| Operating expenses paid | -472 | -380 | -531 |
| Income taxes paid | -116 | -115 | -104 |
| Changes relating to loans to and claims on other financial institutions | -104 | -1 570 | 299 |
| Changes relating to repayment of loans/leasing to customers | -2 806 | -2 073 | -3 037 |
| Changes in utilised credit facilities | -944 | -539 | -90 |
| Net change in deposits from customers | 2 833 | 1 756 | 2 829 |
| Proceeds from the sale of certificates, bonds and other securities | 12 741 | 3 915 | 6 286 |
| Purchases of certificates, bonds and other securities | -13 512 | -7 133 | -10 013 |
| Net cash flow from operating activities | -700 | -4 904 | -2 657 |
| | | | |
| Cash flow from investing activities | | | |
|---|
| Proceeds from the sale of fixed assets etc. | 0 | 0 | 0 |
| Purchase of fixed assets etc. | -23 | -9 | -17 |
| Changes in other assets | 141 | 59 | 135 |
| Net cash flow from investing activities | 118 | 50 | 118 |
| | | | |
| Cash flow from financing activities | | | |
|---|
| Interest paid on debt securities and subordinated loan capital | -411 | -206 | -268 |
| Net change in deposits from Norges Bank and other financial institutions | -144 | -366 | -1 229 |
| Proceeds from bond issues raised | 5 152 | 6 095 | 6 346 |
| Redemption of debt securities | -3 546 | -962 | -2 150 |
| Dividend paid | -158 | -44 | -133 |
| Changes in other debt | -93 | 292 | -118 |
| Redemption of Additional Tier 1 capital | -349 | 0 | 0 |
| Proceeds from issued Additional Tier 1 capital | 400 | 0 | 0 |
| Paid interest on Additional Tier 1 capital issued | -20 | -17 | -23 |
| Net cash flow from financing activities | 831 | 4 792 | 2 425 |
| | | | |
| Net change in cash and cash equivalents | 249 | -62 | -114 |
| Cash balance at 01.01 | 428 | 542 | 542 |
| Cash balance at 30.09/31.12 | 677 | 480 | 428 |
Back
