Profit performance - Group

QUARTERLY PROFIT
(NOK million)	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Net interest income	398	353	334	335	320
Other operating income	35	49	53	45	69
Total operating costs	179	174	178	174	158
Profit before impairment on loans	254	228	209	206	231
Impairment on loans, guarantees etc.	2	-8	0	5	2
Pre-tax profit	252	236	209	201	229
Tax	63	53	46	48	53
Profit after tax	189	183	163	153	176

As a percentage of average assets
Net interest income	1.87	1.65	1.62	1.62	1.58
Other operating income	0.16	0.23	0.26	0.22	0.34
Total operating costs	0.84	0.82	0.86	0.84	0.77
Profit before impairment on loans	1.19	1.06	1.02	1.00	1.15
Impairment on loans, guarantees etc.	0.01	-0.04	0.00	0.03	0.01
Pre-tax profit	1.18	1.10	1.02	0.97	1.14
Tax	0.29	0.25	0.22	0.23	0.27
Profit after tax	0.89	0.85	0.80	0.74	0.87