Profit performance - Group

QUARTERLY PROFIT
(NOK million)	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020
Net interest income	320	307	305	314	306
Other operating income	71	66	85	72	77
Total operating costs	160	160	158	157	149
Profit before impairment on loans	231	213	232	229	234
Impairment on loans, guarantees etc.	2	28	14	35	36
Pre-tax profit	229	185	218	194	198
Tax	53	42	48	47	45
Profit after tax	176	143	170	147	153

As a percentage of average assets
Net interest income	1.58	1.53	1.51	1.58	1.54
Other operating income	0.35	0.33	0.42	0.36	0.39
Total operating costs	0.79	0.80	0.78	0.79	0.75
Profit before impairment on loans	1.14	1.06	1.15	1.15	1.18
Impairment on loans, guarantees etc.	0.01	0.14	0.07	0.18	0.18
Pre-tax profit	1.13	0.92	1.08	0.97	1.00
Tax	0.27	0.21	0.24	0.24	0.22
Profit after tax	0.86	0.71	0.84	0.73	0.78