| STATEMENT OF INCOME - GROUP (COMPRESSED) | | | | | | |
|---|
| (NOK million) | Note | Q3 2019 | Q3 2018 | 30.09.2019 | 30.09.2018 | 2018 |
|---|
| Interest income from assets at amortised cost | | 540 | 435 | 1 513 | 1 294 | 1 769 |
| Interest income from assets at fair value | | 68 | 52 | 173 | 132 | 171 |
| Interest expenses | | 257 | 197 | 711 | 556 | 761 |
| Net interest income | 9 | 351 | 290 | 975 | 870 | 1 179 |
| Commission income and revenues from banking services | | 57 | 56 | 162 | 158 | 208 |
| Commission costs and charges from banking services | | 6 | 6 | 19 | 20 | 25 |
| Other operating income | | 4 | 6 | 16 | 17 | 24 |
| Net commission and other operating income | | 55 | 56 | 159 | 155 | 207 |
| Dividends | | 1 | 0 | 6 | 3 | 3 |
| Net gains/losses on financial instruments | 5 | 7 | 5 | 53 | 34 | 38 |
| Net return on financial instruments | | 8 | 5 | 59 | 37 | 41 |
| Total income | | 414 | 351 | 1 193 | 1 062 | 1 427 |
| Wages, salaries etc. | | 88 | 85 | 263 | 254 | 340 |
| Administration costs | | 35 | 31 | 109 | 99 | 133 |
| Depreciation and impairment | | 11 | 8 | 33 | 23 | 31 |
| Other operating costs | | 27 | 28 | 73 | 75 | 99 |
| Total operating costs | | 161 | 152 | 478 | 451 | 603 |
| Profit before impairment on loans | | 253 | 199 | 715 | 611 | 824 |
| Impairment on loans, guarantees etc. | 3 | 16 | 7 | 35 | 4 | 16 |
| Pre-tax profit | | 237 | 192 | 680 | 607 | 808 |
| Taxes | | 57 | 43 | 159 | 143 | 203 |
| Profit after tax | | 180 | 149 | 521 | 464 | 605 |
| Allocated to equity owners | | 174 | 147 | 509 | 455 | 594 |
| Allocated to owners of Additional Tier 1 capital | | 6 | 2 | 12 | 9 | 11 |
| | | | | | | |
| Profit per EC (NOK) 1) | | 8.80 | 7.35 | 25.60 | 22.85 | 29.80 |
| Diluted earnings per EC (NOK) 1) | | 8.80 | 7.35 | 25.60 | 22.85 | 29.80 |
| Distributed dividend per EC (NOK) | | 0.00 | 0.00 | 15.50 | 14.00 | 14.00 |
| | | | | | | |
| | | | | | | |
| STATEMENT OF COMPREHENSIVE INCOME - GROUP (COMPRESSED) | | | | | | |
|---|
| (NOK million) | | Q3 2019 | Q3 2018 | 30.09.2019 | 30.09.2018 | 2018 |
|---|
| Profit after tax | | 180 | 149 | 521 | 464 | 605 |
| Items that may subsequently be reclassified to the income statement: | | | | | | |
| Basisswap spreads - changes in value | | -1 | 0 | 1 | -10 | -18 |
| Tax effect of changes in value on basisswap spreads | | 1 | -2 | 0 | 2 | 4 |
| Items that will not subsequently be reclassified to the income statement: | | | | | | |
| Pension estimate deviations | | 0 | 0 | 0 | 0 | 12 |
| Tax effect of pension estimate deviations | | 0 | 0 | 0 | 0 | -3 |
| Total comprehensive income after tax | | 180 | 147 | 522 | 456 | 600 |
| Allocated to equity owners | | 174 | 145 | 510 | 447 | 589 |
| Allocated to owners of Additional Tier 1 capital | | 6 | 2 | 12 | 9 | 11 |
| 1) Calculated using the EC-holders' share (49.6 %) of the period's profit to be allocated to equity owners. | | |
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