Statement of income - Group

Amounts in NOK million	Note	Q3 2017	Q3 2016	30.09.2017	30.09.2016	2016
STATEMENT OF INCOME - GROUP
Interest income		453	444	1 332	1 335	1 783
Interest costs		172	173	522	526	701
Net interest income	9	281	271	810	809	1 082
Commission income and revenues from banking services		52	50	146	142	189
Commission costs and expenditure from banking services		8	7	20	21	27
Other operating income		7	6	17	16	20
Net commission and other operating income		51	49	143	137	182
Dividends		1	0	2	1	2
Net gains/losses from financial instruments	5	3	25	39	98	97
Net return from financial instruments		4	25	41	99	99
Total income		336	345	994	1 045	1 363
Wages, salaries etc.		83	84	253	249	335
Administration costs		30	30	98	95	124
Depreciation and impairment		8	8	24	23	32
Other operating costs		24	26	71	76	95
Total operating costs		145	148	446	443	586
Profit before impairment on loans		191	197	548	602	777
Impairment on loans, guarantees etc.	3	6	5	14	0	22
Pre tax profit		185	192	534	602	755
Taxes		46	46	134	141	181
Profit after tax		139	146	400	461	574
Profit per EC (NOK)		6.95	7.35	20.10	23.10	28.80
Diluted earnings per EC (NOK)		6.95	7.35	20.10	23.10	28.80
Distributed dividend per EC (NOK)		0.00	0.00	14.00	11.50	11.50


STATEMENT OF COMPREHENSIVE INCOME - GROUP
Amounts in NOK million		Q3 2017	Q3 2016	30.09.2017	30.06.2016	2016
Profit after tax		139	146	400	461	574
Other income/costs reversed in ordinary profit:
Equities available for sale - changes in value		0	-3	6	-41	-31
Other income/costs not reversed in ordinary profit:
Pension estimate deviations		0	0	0	0	-8
Tax effect of pension estimate deviations		0	0	0	0	2
Total comprehensive income after tax		139	143	406	420	537