Profit performance - Group

Amounts in NOK million	Q3 2016	Q2 2016	Q1 2016	Q4 2015	Q3 2015
QUARTERLY PROFIT
Net interest income	278	275	250	285	283
Other operating income	74	106	56	40	33
Total operating costs	148	147	148	124	146
Profit before impairment on loans	204	234	158	201	170
Impairment on loans, guarantees etc.	5	-3	-2	25	10
Pre tax profit	199	237	160	176	160
Tax	47	51	40	52	46
Profit after tax	152	186	120	124	114

As a percentage of average assets
Net interest income	1,82	1,86	1,67	1,91	1,93
Other operating income	0,48	0,70	0,37	0,27	0,22
Total operating costs	0,97	0,98	0,99	0,83	1,00
Profit before impairment on loans	1,33	1,58	1,05	1,35	1,15
Impairment on loans, guarantees etc.	0,03	-0,02	-0,01	0,17	0,07
Pre tax profit	1,30	1,60	1,06	1,18	1,08
Tax	0,31	0,34	0,26	0,35	0,31
Profit after tax	0,99	1,26	0,80	0,83	0,77