Note 3

Losses and impairment on loans and guarantees
Specification of losses on loans, guarantees etc.     
 Q3 2016Q3 201530.09.201630.09.201531.12.2015
Changes in individual impairment of loans and guarantees during the period0-28-9-57-60
Changes in collective impairment during the period53657196
Confirmed losses during the period where individual impairment had previously been made1881513
Confirmed losses during the period where individual impairment had previously not been made1-54413
Recoveries218812
Losses on loans, guarantees etc.51002550
      
      
Individual impairment on loans
 Q3 2016Q3 201530.09.201630.09.201531.12.2015
Individual impairment on loans as at 01.01/01.077011179141141
Confirmed losses during the period, where individual impairment had previously been made1681513
Increase in individual impairment during the period21559
Individual impairment of new commitments during the period3492022
Recoveries on individual impairment during the period426156780
Individual impairment on loans at the end of the period7084708479
      
      
Collective impairment on loans
 Q3 2016Q3 201530.09.201630.09.201531.12.2015
Collective impairment of loans as at 01.01/01.07262201262166166
Changes during the period53657196
Collective impairment on loans at the end of the period267237267237262
      
      
Individual impairment on guarantees
 Q3 2016Q3 201530.09.201630.09.201531.12.2015
Individual impairment as at 01.01/01.0702022
Individual impairment during the period00000
Recoveries on individual impairment during the period00002
Individual impairment at the end of the period02020