Statement of income - Parent Bank

Amounts in NOK million	Q3 2015	Q3 2014	30.09.2015	30.09.2014	2014
STATEMENT OF INCOME - PARENT BANK
Interest income	369	418	1 125	1 255	1 664
Interest costs	157	214	511	662	864
Net interest income	212	204	614	593	800
Commission income and revenues from banking services	52	48	151	135	179
Commission costs and expenditure from banking services	7	8	21	22	29
Other operating income	6	5	19	19	27
Net commission and other operating income	51	45	149	132	177
Dividends	0	1	192	158	159
Net gains/losses from financial instruments	-15	105	11	138	136
Net return from financial instruments	-15	106	203	296	295
Total income	248	355	966	1 021	1 272
Wages, salaries etc.	81	79	238	234	308
Administration costs	29	24	93	83	119
Depreciation and impairment	6	6	17	16	21
Other operating costs	27	29	75	80	92
Total operating costs	143	138	423	413	540
Profit before impairment on loans	105	217	543	608	732
Impairment on loans, guarantees etc.	9	1	22	14	22
Pre tax profit	96	216	521	594	710
Taxes	29	34	92	93	129
Profit after tax	67	182	429	501	581
Profit per EC (NOK)	3.35	9.15	21.50	25.10	29.10
Diluted earnings per EC (NOK)	3.35	9.15	21.50	25.10	29.10
Distributed dividend per EC (NOK)	0.00	0.00	13.50	8.00	8.00


STATEMENT OF COMPREHENSIVE INCOME - PARENT BANK
Amounts in NOK million	Q3 2015	Q3 2014	30.09.2015	30.09.2014	2014
Profit after tax	67	182	429	501	581
Other income/costs reversed in ordinary profit:
Equities available for sale - changes in value	0	-87	-2	-8	-13
Other income/costs not reversed in ordinary profit:
Pension estimate deviations	0	0	0	0	-102
Tax effect of pension estimate deviations	0	0	0	0	27
Total comprehensive income after tax	67	95	427	493	493