Profit performance - Group

QUARTERLY PROFIT
(NOK million)	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023
Net interest income	518	508	506	487	462
Other operating income	90	70	71	88	81
Total operating costs	249	228	242	208	211
Profit before impairment on loans	359	350	335	367	332
Impairment on loans, guarantees etc.	-35	17	-117	34	-3
Pre-tax profit	394	333	452	333	335
Taxes	93	79	112	80	80
Profit after tax	301	254	340	253	255

As a percentage of average assets
Net interest income	2.12	2.07	2.11	2.05	1.94
Other operating income	0.36	0.28	0.29	0.38	0.34
Total operating costs	1.02	0.93	1.01	0.88	0.89
Profit before impairment on loans	1.46	1.42	1.39	1.55	1.39
Impairment on loans, guarantees etc.	-0.14	0.07	-0.49	0.14	-0.01
Pre-tax profit	1.60	1.35	1.88	1.41	1.40
Taxes	0.38	0.32	0.46	0.34	0.33
Profit after tax	1.22	1.03	1.42	1.07	1.07