Profit performance - Group

QUARTERLY PROFIT
(NOK million)	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020
Net interest income	307	305	314	306	266
Other operating income	66	85	72	77	124
Total operating costs	160	158	157	149	157
Profit before impairment on loans	213	232	229	234	233
Impairment on loans, guarantees etc.	28	14	35	36	42
Pre-tax profit	185	218	194	198	191
Tax	42	48	47	45	41
Profit after tax	143	170	147	153	150

As a percentage of average assets
Net interest income	1.53	1.51	1.58	1.54	1.35
Other operating income	0.33	0.42	0.36	0.39	0.63
Total operating costs	0.80	0.78	0.79	0.75	0.80
Profit before impairment on loans	1.06	1.15	1.15	1.18	1.18
Impairment on loans, guarantees etc.	0.14	0.07	0.18	0.18	0.21
Pre-tax profit	0.92	1.08	0.97	1.00	0.97
Tax	0.21	0.24	0.24	0.22	0.21
Profit after tax	0.71	0.84	0.73	0.78	0.76