Profit performance - Group

QUARTERLY PROFIT
(NOK million)	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018
Net interest income	320	304	309	290	291
Other operating income	78	77	56	61	78
Total operating costs	160	157	152	152	150
Profit before impairment on loans	238	224	213	199	219
Impairment on loans, guarantees etc.	6	13	12	7	-5
Pre-tax profit	232	211	201	192	224
Tax	53	49	60	43	50
Profit after tax	179	162	141	149	174

As a percentage of average assets
Net interest income	1.75	1.69	1.76	1.63	1.68
Other operating income	0.43	0.43	0.32	0.35	0.45
Total operating costs	0.88	0.87	0.86	0.86	0.87
Profit before impairment on loans	1.30	1.25	1.22	1.12	1.26
Impairment on loans, guarantees etc.	0.03	0.07	0.07	0.04	-0.03
Pre-tax profit	1.27	1.18	1.15	1.08	1.29
Tax	0.29	0.26	0.34	0.24	0.29
Profit after tax	0.98	0.92	0.81	0.84	1.00