Statement of income - Group

Amounts in NOK million	Note	Q2 2016	Q2 2015	30.06.2016	30.06.2015	2015
STATEMENT OF INCOME - GROUP
Interest income		440	502	891	1 026	1 994
Interest costs		165	227	366	496	896
Net interest income	9	275	275	525	530	1 098
Commission income and revenues from banking services		48	51	92	99	196
Commission costs and expenditure from banking services		7	7	14	14	28
Other operating income		5	7	10	13	25
Net commission and other operating income		46	51	88	98	193
Dividends		1	1	1	1	2
Net gains/losses from financial instruments	5	59	13	73	33	10
Net return from financial instruments		60	14	74	34	12
Total income		381	340	687	662	1 303
Wages, salaries etc.		83	83	165	164	309
Administration costs		31	28	65	64	119
Depreciation and impairment		7	7	15	13	29
Other operating costs		26	26	50	50	104
Total operating costs		147	144	295	291	561
Profit before impairment on loans		234	196	392	371	742
Impairment on loans, guarantees etc.	3	-3	7	-5	15	50
Pre tax profit		237	189	397	356	692
Taxes		51	50	91	95	189
Profit after tax		186	139	306	261	503
Profit per EC (NOK)		9.30	7.00	15.40	13.10	25.25
Diluted earnings per EC (NOK)		9.30	7.00	15.40	13.10	25.25
Distributed dividend per EC (NOK)		0.00	13.50	11.50	13.50	13.50


STATEMENT OF COMPREHENSIVE INCOME - GROUP
Amounts in NOK million		Q2 2016	Q2 2015	30.06.2016	30.06.2015	2015
Profit after tax		186	139	306	261	503
Other income/costs reversed in ordinary profit:
Equities available for sale - changes in value		-37	0	-38	-2	48
Other income/costs not reversed in ordinary profit:
Pension estimate deviations		0	0	0	0	-9
Tax effect of pension estimate deviations		0	0	0	0	-2
Total comprehensive income after tax		149	139	268	259	540