Note 3

Losses and impairment on loans and guarantees
Specification of losses on loans, guarantees etc.     
 Q2 2016Q2 201530.06.201630.06.201531.12.2015
Changes in individual impairment of loans and guarantees during the period-2-26-9-30-60
Changes in collective impairment during the period02503596
Confirmed losses during the period where individual impairment had previously been made167913
Confirmed losses during the period where individual impairment had previously not been made273813
Recoveries456712
Losses on loans, guarantees etc.-37-51550
      
      
Individual impairment on loans
 Q2 2016Q2 201530.06.201630.06.201531.12.2015
Individual impairment on loans as at 01.01/01.047213979141141
Confirmed losses during the period, where individual impairment had previously been made167913
Increase in individual impairment during the period31349
Individual impairment of new commitments during the period3861622
Recoveries on individual impairment during the period731114180
Individual impairment on loans at the end of the period701117011179
      
      
Collective impairment on loans
 Q2 2016Q2 201530.06.201630.06.201531.12.2015
Collective impairment of loans as at 01.01/01.04262176262166166
Changes during the period02503596
Collective impairment on loans at the end of the period262201262201262
      
      
Individual impairment on guarantees
 Q2 2016Q2 201530.06.201630.06.201531.12.2015
Individual impairment as at 01.01/01.0402022
Individual impairment during the period00000
Recoveries on individual impairment during the period00002
Individual impairment at the end of the period02020