Profit performance - Group

Amounts in NOK million	Q2 2015	Q1 2015	Q4 2014	Q3 2014	Q2 2014
QUARTERLY PROFIT
Net interest income	269	273	282	274	268
Other operating income	65	67	41	152	62
Total operating costs	144	147	136	141	144
Profit before impairment on loans	190	193	187	285	186
Impairment on loans, guarantees etc.	7	8	7	1	8
Pre tax profit	183	185	180	284	178
Tax	49	50	53	51	47
Profit after tax	134	135	127	233	131

As a percentage of average assets
Net interest income	1.89	1.93	2.03	2.02	2.01
Other operating income	0.46	0.47	0.29	1.12	0.46
Total operating costs	1.01	1.04	0.98	1.04	1.08
Profit before impairment on loans	1.34	1.36	1.34	2.10	1.39
Impairment on loans, guarantees etc.	0.05	0.06	0.05	0.01	0.06
Pre tax profit	1.29	1.30	1.29	2.09	1.33
Tax	0.34	0.35	0.38	0.38	0.34
Profit after tax	0.95	0.95	0.91	1.71	0.99