Profit performance - Group

QUARTERLY PROFIT
(NOK million)	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025
Net interest income	469	511	515	503	485
Other operating income *)	84	102	96	97	81
Total operating expenses *)	253	244	249	249	251
Profit before impairment on loans	300	369	362	351	315
Impairment on loans, guarantees etc.	25	-24	24	34	13
Pre-tax profit	275	393	338	317	302
Taxes	64	96	80	74	70
Profit after tax	211	297	258	243	232

As a percentage of average assets
Net interest income	1.75	1.90	1.88	1.90	1.87
Other operating income *)	0.31	0.38	0.35	0.37	0.31
Total operating expenses *)	0.94	0.91	0.90	0.95	0.97
Profit before impairment on loans	1.12	1.37	1.33	1.32	1.21
Impairment on loans, guarantees etc.	0.09	-0.09	0.09	0.13	0.05
Pre-tax profit	1.03	1.46	1.24	1.19	1.16
Taxes	0.24	0.36	0.29	0.27	0.27
Profit after tax	0.79	1.10	0.95	0.92	0.89
*) A reclassification from operating income to operating expenses has resulted in reduced total other operating income and total operating expenses by NOK 6 million for the period from Q1 to Q3 2025. The percentage of average assets has been adjusted accordingly.