| (NOK million) | 31.03.2025 | 31.03.2024 | 31.12.2024 |
|---|
| | | | |
| Cash flow from operating activities | | | |
|---|
| Interest, commission and fees received | 1 413 | 1 395 | 5 758 |
| Interest, commission and fees paid | -563 | -541 | -1 943 |
| Interest received on certificates, bonds and other securities | 146 | 132 | 542 |
| Interest paid on debt securities and subordinated loan capital | -522 | -502 | -2 038 |
| Dividend and group contribution received | 0 | 4 | 14 |
| Operating expenses paid | -207 | -204 | -883 |
| Income taxes paid | -141 | -97 | -269 |
| Receipts/payments(-) on loans to and receivables from other financial institutions | 158 | -111 | 245 |
| Receipts/payments(-) on loans/leasing to customers | -1 937 | -1 238 | -4 810 |
| Receipts/payments(-) on customers utilised credit facilities | 38 | -469 | -484 |
| Receipts/payments(-) on deposits from customers | 1 712 | 780 | 2 140 |
| Proceeds from the sale of certificates, bonds and other securities | 6 635 | 4 894 | 18 640 |
| Purchase of certificates, bonds and other securities | -7 098 | -6 540 | -19 221 |
| Receipts of other assets | 0 | 7 | 0 |
| Payments of other assets | -100 | 0 | -7 |
| Net cash flow from operating activities | -466 | -2 490 | -2 316 |
| | | | |
| Cash flow from investing activities | | | |
|---|
| Proceeds from the sale of fixed assets and intangible assets | 0 | 0 | 0 |
| Purchase of fixed assets and intangible assets | -21 | -19 | -71 |
| Receipts/payments(-) on investment i subsidiaries | 0 | 0 | 0 |
| Net cash flow from investing activities | -21 | -19 | -71 |
| | | | |
| Cash flow from financing activities | | | |
|---|
| Receipts/payments(-) on deposits from Norges Bank and other financial institutions | 27 | 338 | 268 |
| Redemption of debt securities | -1 579 | -436 | -7 819 |
| Proceeds from bonds issued | 1 998 | 3 045 | 10 675 |
| Redemption of Additional Tier 1 capital | 0 | 0 | -250 |
| Proceeds from Additional Tier 1 capital issued | 0 | 251 | 348 |
| Interest paid on issued Additional Tier 1 capital | -15 | -15 | -63 |
| Payment of cash dividends to EC owners | 0 | 0 | -371 |
| Payment of dividend funds | -57 | -43 | -515 |
| Payment upon sale of own equity certificates | 9 | 8 | 9 |
| Payment upon purchase of own equity certificates | 0 | -2 | -15 |
| Receipts/payments(-) of other debt | -92 | -312 | 330 |
| Net cash flow from financing activities | 291 | 2 834 | 2 597 |
| | | | |
| Net change in cash and cash equivalents | -196 | 325 | 210 |
| Cash balance, OB | 563 | 353 | 353 |
| Cash balance, CB | 367 | 678 | 563 |
Back
