(NOK million) | 31.03.2019 | 31.03.2018 | 31.12.2018 |
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| | | |
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Cash flow from operating activities | | | |
Interest, commission and fees received | 533 | 457 | 2 059 |
Interest, commission and fees paid | -118 | -90 | -383 |
Dividend received | 1 | 1 | 3 |
Operating expenses paid | -125 | -142 | -561 |
Income taxes paid | -100 | -90 | -204 |
Changes relating to loans to and claims on other financial institutions | 727 | -1 071 | 7 |
Changes relating to repayment of loans to customers | -657 | -1 037 | -3 740 |
Changes in utilised credit facilities | -295 | -296 | 303 |
Net change in deposits from customers | 652 | 735 | 1 610 |
Net cash flow from operating activities | 618 | -1 533 | -906 |
| | | |
Cash flow from investing activities | | | |
Interest received on certificates, bonds and other securities | 30 | 25 | 112 |
Proceeds from the sale of certificates, bonds and other securities | 1 236 | 505 | 9 469 |
Purchases of certificates, bonds and other securities | -2 164 | -817 | -10 198 |
Proceeds from the sale of fixed assets etc. | 0 | 0 | 0 |
Purchase of fixed assets etc. | -5 | -3 | -23 |
Changes in other assets | 124 | 220 | -135 |
Net cash flow from investing activities | -779 | -70 | -775 |
| | | |
Cash flow from financing activities | | | |
Interest paid on debt securities and subordinated loan capital | -124 | -92 | -434 |
Net change in deposits from Norges Bank and other financial institutions | 131 | 361 | 386 |
Proceeds from bond issues raised | 0 | 2 401 | 4 603 |
Redemption of debt securities | 0 | -1 145 | -2 654 |
Dividend paid | 0 | 0 | -138 |
Changes in other debt | -402 | -291 | 153 |
Proceeds from Additional Tier 1 capital issued | 0 | 0 | 0 |
Paid interest on Additional Tier 1 capital issued | -4 | -4 | -15 |
Net cash flow from financing activities | -399 | 1 230 | 1 901 |
| | | |
Net change in cash and cash equivalents | -560 | -373 | 220 |
Cash balance at 01.01 | 857 | 637 | 637 |
Cash balance at 31.03/31.12 | 297 | 264 | 857 |