Statement of income - Group

Amounts in NOK million	Note	Q1 2016	Q1 2015	2015
STATEMENT OF INCOME - GROUP
Interest income		451	524	1 994
Interest costs		201	269	896
Net interest income	9	250	255	1 098
Commission income and revenues from banking services		44	48	196
Commission costs and expenditure from banking services		7	7	28
Other operating income		5	6	25
Net commission and other operating income		42	47	193
Dividends		0	0	2
Net gains/losses from financial instruments	5	14	20	10
Net return from financial instruments		14	20	12
Total income		306	322	1 303
Wages, salaries etc.		82	81	309
Administration costs		34	36	119
Depreciation and impairment		8	6	29
Other operating costs		24	24	104
Total operating costs		148	147	561
Profit before impairment on loans		158	175	742
Impairment on loans, guarantees etc.	3	-2	8	50
Pre tax profit		160	167	692
Taxes		40	45	189
Profit after tax		120	122	503
Profit per EC (NOK)		6.05	6.10	25.25
Diluted earnings per EC (NOK)		6.05	6.10	25.25
Distributed dividend per EC (NOK)		11.50	0.00	13.50


STATEMENT OF COMPREHENSIVE INCOME - GROUP
Amounts in NOK million		Q1 2016	Q1 2015	2015
Profit after tax		120	122	503
Other income/costs reversed in ordinary profit:
Equities available for sale - changes in value		-1	-2	48
Other income/costs not reversed in ordinary profit:
Pension estimate deviations		0	0	-9
Tax effect of pension estimate deviations		0	0	-2
Total comprehensive income after tax		119	120	540