Profit performance - Group

Amounts in NOK million	Q1 2015	Q4 2014	Q3 2014	Q2 2014	Q1 2014
QUARTERLY PROFIT
Net interest income	273	282	274	268	269
Other operating income	67	41	152	62	60
Total operating costs	147	136	141	144	143
Profit before impairment on loans	193	187	285	186	186
Impairment on loans, guarantees etc.	8	7	1	8	6
Pre tax profit	185	180	284	178	180
Tax	50	53	51	47	48
Profit after tax	135	127	233	131	132

As a percentage of average assets
Net interest income	1.93	2.03	2.02	2.01	1.98
Other operating income	0.47	0.29	1.12	0.46	0.44
Total operating costs	1.04	0.98	1.04	1.08	1.05
Profit before impairment on loans	1.36	1.34	2.10	1.39	1.37
Impairment on loans, guarantees etc.	0.06	0.05	0.01	0.06	0.04
Pre tax profit	1.30	1.29	2.09	1.33	1.33
Tax	0.35	0.38	0.38	0.34	0.35
Profit after tax	0.95	0.91	1.71	0.99	0.98