| (NOK million) | 31.12.2019 | 31.12.2018 |
|---|
| Cash flow from operating activities | | |
| Interest, commission and fees received | 758 | 600 |
| Interest, commission and fees paid | -9 | -14 |
| Operating expenses paid | -45 | -42 |
| Income taxes paid | -22 | -56 |
| Payment for acquiring loans from the Parent Bank | -9 088 | -7 943 |
| Payment related to instalment loans and credit lines to customers | 6 854 | 5 683 |
| Net cash flow from operating activities | -1 552 | -1 772 |
| | | |
| Cash flow from investing activities | | |
| Received interest, commission and fees related to certificates, bonds and other securities | 7 | 4 |
| Proceeds from the sale of certificates, bonds and other securities | 1 746 | 2 622 |
| Purchases of certificates, bonds and other securities | -1 911 | -3 073 |
| Changes in other assets | -3 | -20 |
| Net cash flow from investing activities | -161 | -467 |
| | | |
| Cash flow from financing activities | | |
| Paid interest, commission and fees related to issued bonds | -435 | -317 |
| Net change in loans from credit institutions | 965 | 128 |
| Proceeds from bonds issued | 5 536 | 5 862 |
| Redemption of issued covered bonds | -4 784 | -2 500 |
| Dividend paid | -167 | -152 |
| Changes in other debt | -27 | 34 |
| Issue of share capital and premium | 450 | 100 |
| Net cash flow from financing activities | 1 538 | 3 155 |
| | | |
| Net change in cash and cash equivalents | -175 | 917 |
| Cash balance at 01.01 | 1 002 | 85 |
| Cash balance at 31.12 | 827 | 1 002 |
Back