| Amounts in NOK million | 31.12.2017 | 31.12.2016 |
|---|
| Cash flow from operating activities | | |
| Interest, commission and fees received | 527 | 496 |
| Interest, commission and fees paid | -14 | -19 |
| Operating expenses paid | -38 | -33 |
| Income taxes paid | -51 | -63 |
| Payment for acquiring loans from the Parent Bank | -5 108 | -7 838 |
| Payment related to instalment loans and credit lines to customers | 3 759 | 4 934 |
| Net cash flow from operating activities | -925 | -2 523 |
| | | |
| Cash flow from investing activities | | |
| Received interest, commission and fees related to certificates, bonds and other securities | 3 | 6 |
| Proceeds from the sale of certificates, bonds and other securities | 1 170 | 114 |
| Purchases of certificates, bonds and other securities | -707 | -231 |
| Changes in other assets | -14 | -3 |
| Net cash flow from investing activities | 452 | -114 |
| | | |
| Cash flow from financing activities | | |
| Paid interest, commission and fees related to issued bonds | -252 | -242 |
| Net change in loans from credit institutions | 61 | 171 |
| Proceeds from bonds issued | 3 350 | 3 494 |
| Redemption of issued covered bonds | -2 883 | -828 |
| Dividend paid | -156 | -176 |
| Changes in other debt | 17 | 4 |
| Issue of share capital and premium | 150 | 200 |
| Net cash flow from financing activities | 287 | 2 623 |
| | | |
| Net change in cash and cash equivalents | -186 | -14 |
| Cash balance at 01.01 | 271 | 285 |
| Cash balance at 31.12 | 85 | 271 |
Back