| Amounts in NOK million | 2016 | 2015 |
|---|
| Cash flow from operating activities | | |
| Interest, commission and fees received | 496 | 547 |
| Interest, commission and fees paid | -19 | -22 |
| Operating expenses paid | -33 | -31 |
| Income taxes paid | -63 | -70 |
| Payment for acquiring loans from the Parent Bank | -7 838 | -6 964 |
| Payment related to instalment loans and credit lines to customers | 4 934 | 5 598 |
| Net cash flow from operating activities | -2 523 | -942 |
| | | |
| Cash flow from investing activities | | |
| Received interest, commission and fees related to certificates, bonds and other securities | 6 | 5 |
| Proceeds from the sale of certificates, bonds and other securities | 114 | 65 |
| Purchases of certificates, bonds and other securities | -231 | -264 |
| Changes in other assets | -3 | 5 |
| Net cash flow from investing activities | -114 | -189 |
| | | |
| Cash flow from financing activities | | |
| Paid interest, commission and fees related to issued bonds | -242 | -258 |
| Net change in loans from credit institutions | 171 | 55 |
| Proceeds from bonds issued | 3 494 | 3 965 |
| Maturity of debt securities | -828 | -2 343 |
| Dividend paid | -176 | -191 |
| Changes in other debt | 4 | -16 |
| Issue of share capital and premium | 200 | 100 |
| Net cash flow from financing activities | 2 623 | 1 312 |
| | | |
| Net change in cash and cash equivalents | -14 | 181 |
| Cash balance at 01.01 | 285 | 104 |
| Cash balance at 31.12 | 271 | 285 |
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