Note 2

Operating segments

Møre Boligkreditt AS has only one segment in its business and the customers derive mainly from the retail banking market. The following tables contain details of loans to customers by sector.

(MNOK)Loans
Broken down according to sectors31.12.201631.12.2015
Commercial sector366351
Retail customers19 42616 544
Accrued interest income2316
Loans, nominal amount19 81516 911
Collective impairment-5-4
Loans to and receivables from customers19 81016 907
(MNOK)Net interest income
 31.12.201631.12.2015
Interest income from:  
Loans to and receivables from credit institutions26
Loans to and receivables from customers494541
Certificates, bonds and other interest-bearing securities64
Interest income502551
Interest expenses in respect of:  
Loans from credit institutions1820
Debt securities issued242258
Interest expenses260278
Net interest income242273