STATEMENT OF INCOME | | | | | | |
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(NOK million) | Note | Q3 2025 | Q3 2024 | 30.09.2025 | 30.09.2024 | 2024 |
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Interest income from assets assessed at amortised cost | 3 | 491 | 443 | 1 432 | 1 339 | 1 821 |
Interest income from assets assessed at fair value | 3 | 60 | 43 | 158 | 119 | 166 |
Interest expenses | 3 | 464 | 414 | 1 345 | 1 242 | 1 704 |
Net interest income | 3 7 | 87 | 72 | 245 | 216 | 283 |
Net gains/losses from financial instruments | | 0 | -5 | -10 | -12 | -12 |
Total income | | 87 | 67 | 235 | 204 | 271 |
Wages, salaries and general administration expenses | | 1 | 1 | 2 | 2 | 3 |
Other operating expenses | 7 | 15 | 13 | 48 | 41 | 57 |
Total operating expenses | | 16 | 14 | 50 | 43 | 60 |
Profit before impairment on loans | | 71 | 53 | 185 | 161 | 211 |
Impairment on loans | 4 | 1 | -1 | 5 | -6 | -6 |
Pre-tax profit | | 70 | 54 | 180 | 167 | 217 |
Taxes | | 16 | 12 | 40 | 37 | 48 |
Profit after tax | | 54 | 42 | 140 | 130 | 169 |
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STATEMENT OF COMPREHENSIVE INCOME | | |
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(NOK million) | | Q3 2025 | Q3 2024 | 30.09.2025 | 30.09.2024 | 2024 |
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Profit after tax | | 54 | 42 | 140 | 130 | 169 |
Items that may subsequently be reclassified to the income statement: | | | | | | |
Basis swap spreads - changes in value | | 5 | 1 | 19 | -10 | -38 |
Tax effect of basis swap spreads | | -1 | 0 | -4 | 2 | 8 |
Total comprehensive income for the period | | 58 | 43 | 155 | 122 | 139 |