| (NOK million) | 30.09.2018 | 30.09.2017 | 31.12.2017 |
|---|
| Cash flow from operating activities | | | |
| Interest, commission and fees received | 442 | 390 | 527 |
| Interest, commission and fees paid | -7 | -13 | -14 |
| Operating expenses paid | -32 | -28 | -38 |
| Income taxes paid | -56 | -58 | -51 |
| Payment for acquiring loans from the Parent Bank | -5 427 | -4 790 | -5 108 |
| Payment related to instalment loans and credit lines to customers | 4 242 | 3 761 | 3 759 |
| Net cash flow from operating activities | -838 | -738 | -925 |
| | | | |
| Cash flow from investing activities | | | |
| Received interest, commission and fees related to certificates, bonds and other securities | 3 | 3 | 3 |
| Proceeds from the sale of certificates, bonds and other securities | 2 622 | 1 052 | 1 170 |
| Purchases of certificates, bonds and other securities | -2 773 | -697 | -707 |
| Changes in other assets | -12 | -14 | -14 |
| Net cash flow from investing activities | -160 | 344 | 452 |
| | | | |
| Cash flow from financing activities | | | |
| Paid interest, commission and fees related to issued bonds | -230 | -192 | -252 |
| Net change in loans from credit institutions | -30 | 28 | 61 |
| Proceeds from bonds issued | 4 863 | 3 350 | 3 350 |
| Redemption of issued covered bonds | -2 500 | -2 884 | -2 883 |
| Dividend paid | -152 | -156 | -156 |
| Changes in other debt | 16 | 21 | 17 |
| Issue of share capital and premium | 100 | 150 | 150 |
| Net cash flow from financing activities | 2 067 | 317 | 287 |
| | | | |
| Net change in cash and cash equivalents | 1 069 | -77 | -186 |
| Cash balance at 01.01 | 85 | 271 | 271 |
| Cash balance at 30.09/31.12 | 1 154 | 194 | 85 |
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