BackProfit performance
| QUARTERLY PROFIT | |||||
| (MNOK) | Q3 2016 | Q2 2016 | Q1 2016 | Q4 2015 | Q3 2015 |
|---|---|---|---|---|---|
| Net interest income | 61 | 62 | 60 | 65 | 66 |
| Other operating income | 1 | 1 | 4 | -3 | -3 |
| Total operating costs | 8 | 9 | 8 | 8 | 7 |
| Profit before impairment on loans | 54 | 54 | 56 | 54 | 56 |
| Impairment on loans | 0 | 0 | 0 | 0 | 0 |
| Pre tax profit | 54 | 54 | 56 | 54 | 56 |
| Tax | 13 | 14 | 14 | 15 | 15 |
| Profit after tax | 41 | 40 | 42 | 39 | 41 |
| As a percentage of average assets | |||||
| Net interest income | 1,34 | 1,40 | 1,35 | 1,58 | 1,52 |
| Other operating income | 0,03 | 0,01 | 0,11 | -0,09 | -0,06 |
| Total operating costs | 0,17 | 0,21 | 0,18 | 0,18 | 0,17 |
| Profit before impairment on loans | 1,20 | 1,20 | 1,28 | 1,31 | 1,29 |
| Impairment on loans | 0,00 | 0,00 | 0,00 | 0,00 | 0,00 |
| Pre tax profit | 1,20 | 1,20 | 1,28 | 1,31 | 1,29 |
| Tax | 0,30 | 0,30 | 0,32 | 0,35 | 0,35 |
| Profit after tax | 0,90 | 0,90 | 0,96 | 0,96 | 0,94 |
| Average total assets (MNOK) | 18 003 | 18 046 | 17 615 | 16 626 | 17 492 |
| ACCUMULATED PROFIT FOR THE YEAR | |||
| (MNOK) | 30.09.2016 | 30.09.2015 | 31.12.2015 |
|---|---|---|---|
| Net interest income | 183 | 208 | 273 |
| Other operating income | 6 | 4 | 1 |
| Total operating costs | 25 | 23 | 31 |
| Profit before impairment on loans | 164 | 189 | 243 |
| Impairment on loans | 0 | 2 | 2 |
| Pre tax profit | 164 | 187 | 241 |
| Tax | 41 | 50 | 65 |
| Profit after tax | 123 | 137 | 176 |
| As a percentage of average assets | |||
| Net interest income | 1,37 | 1,65 | 1,63 |
| Other operating income | 0,05 | 0,04 | 0,01 |
| Total operating costs | 0,19 | 0,18 | 0,18 |
| Profit before impairment on loans | 1,23 | 1,51 | 1,46 |
| Impairment on loans | 0,00 | 0,02 | 0,01 |
| Pre tax profit | 1,23 | 1,49 | 1,45 |
| Tax | 0,31 | 0,40 | 0,39 |
| Profit after tax | 0,92 | 1,09 | 1,06 |
| Average total assets (MNOK) | 17 888 | 16 794 | 16 752 |