Statement

We hereby confirm that the company's financial statement for the period 1 January 2016 to 30 June 2016, has been, to the best of our knowledge, prepared in accordance with IAS 34 - Interim Financial Reporting, and that the information in the financial statements provides a true and fair view of the company’s assets, liabilities, financial position, and results as a whole.

We also hereby declare that the interim report provides:

- a true and fair view of important events that have occurred during the first six months of the financial year, and their impact on the financial statement

- a description of the principal risks and uncertainties for the remaining six months of the financial year

- a description of major related parties transactions.

Ålesund, 30 June 2016

9 August 2016

THE BOARD OF DIRECTORS OF MØRE BOLIGKREDITT AS

KJETIL HAUGE, Chairman

BRITT IREN TØSSE AANDAL

TROND NYDAL

GEIR TORE HJELLE

SANDRA MYHRE HELSETH

OLE KJERSTAD, Managing Director