| STATEMENT OF INCOME | | | |
|---|
| (NOK million) | Note | 2025 | 2024 |
|---|
| Interest income | 14 23 | 2 095 | 1 987 |
| Interest expenses | 14 23 | 1 765 | 1 704 |
| Net interest income | | 330 | 283 |
| Net gains/losses from financial instruments | 15 | -14 | -12 |
| Total income | | 316 | 271 |
| Wages, salaries and general administration expenses | 16 | 3 | 3 |
| Other operating expenses | 23 | 62 | 57 |
| Total operating expenses | | 65 | 60 |
| Profit before impairment on loans | | 251 | 211 |
| Impairment on loans | 9 | 1 | -6 |
| Pre-tax profit | | 250 | 217 |
| Taxes | 17 | 55 | 48 |
| Profit after tax | | 195 | 169 |
| | | | |
| Earnings/diluted earnings per share (NOK) | | 159.57 | 150.88 |
| | | | |
| STATEMENT OF COMPREHENSIVE INCOME | | | |
|---|
| (NOK million) | | 2025 | 2024 |
|---|
| Profit after tax | | 195 | 169 |
| Items that may subsequently be reclassified to the income statement: | | | |
| Basis swap spreads - changes in value | | 22 | -38 |
| Tax effect of basis swap spreads | 17 | -5 | 8 |
| Total comprehensive income after tax | | 212 | 139 |