Balance sheet

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Assets   
(NOK million)Note31.12.202531.12.2024
Loans to and receivables from credit institutions 1)7 13 19 23 8721 911
Loans to and receivables from customers5 6 7 8 9 11 13 18 19 20 37 58435 746
Certificates and bonds7 13 18 20 277208
Financial derivatives10 11 12 18 20 21 924913
Total assets 39 65738 778
1) NOK 826 million of a total of NOK 872 million in Loans to and receivables from credit institutions is the margin call balance on financial derivatives paid in by counterparties according to CSA. (NOK 789 million of a total of NOK 1,911 million in 2024)
    
Liabilities and equity   
(NOK million)Note31.12.202531.12.2024
Loans from credit institutions 2)13 19 23 5 5385 199
Debt securities issued12 13 18 19 22 23 31 50131 503
Financial derivatives10 11 12 18 20 21 83144
Tax payable17 520
Incurred costs and prepaid income 11
Deferred tax17 163155
Total liabilities 37 33837 002
Share capital24 1 5251 400
Share premium 625250
Paid-in equity 2 1501 650
Liability credit reserve -26-43
Retained earnings 195169
Total equity3 2 3191 776
Total liabilities and equity 39 65738 778
2) NOK 826 million of a total of NOK 5,538 million in Loans from credit institutions is the margin call balance on financial derivatives paid in by counterparties according to CSA. (NOK 789 million of a total of NOK 5,199 million in 2024)

Ålesund, 31 December 2025
12 February 2026
THE BOARD OF DIRECTORS OF MØRE BOLIGKREDITT AS

KJETIL HAUGE, Chair
ELISABETH BLOMVIK
KRISTIAN TAFJORD
SANDRA MYHRE HELSETH

OLE ANDRE KJERSTAD, Managing Director