Balance sheet
Assets | |||
---|---|---|---|
(NOK million) | Note | 31.12.2024 | 31.12.2023 |
Loans to and receivables from credit institutions 1) | 7 13 19 23 | 1 911 | 1 384 |
Loans to and receivables from customers | 5 6 7 8 9 11 13 18 19 20 | 35 746 | 32 357 |
Certificates and bonds | 7 13 18 20 | 208 | 154 |
Financial derivatives | 10 11 12 18 20 21 | 913 | 705 |
Total assets | 38 778 | 34 600 | |
1) NOK 789 million of a total of NOK 1,911 million in Loans to and receivables from credit institutions is the margin call balance on financial derivatives paid in by counterparties according to CSA. (NOK 561 million of a total of NOK 1,384 million in 2023) | |||
Liabilities and equity | |||
(NOK million) | Note | 31.12.2024 | 31.12.2023 |
Loans from credit institutions 2) | 13 19 23 | 5 199 | 4 437 |
Debt securities issued | 12 13 18 19 22 23 | 31 503 | 28 311 |
Financial derivatives | 10 11 12 18 20 21 | 144 | 70 |
Tax payable | 17 | 0 | 0 |
Incurred costs and prepaid income | 1 | 1 | |
Deferred tax | 17 | 155 | 116 |
Total liabilities | 37 002 | 32 935 | |
Share capital | 24 | 1 400 | 1 375 |
Share premium | 250 | 175 | |
Paid-in equity | 1 650 | 1 550 | |
Liability credit reserve | -43 | -13 | |
Retained earnings | 169 | 128 | |
Total equity | 3 | 1 776 | 1 665 |
Total liabilities and equity | 38 778 | 34 600 | |
2) NOK 789 million of a total of NOK 5,199 million in Loans from credit institutions is the margin call balance on financial derivatives paid in by counterparties according to CSA. (NOK 561 million of a total of NOK 4,437 million in 2023) |
Ålesund, 31 December 2024
11 February 2025
THE BOARD OF DIRECTORS OF MØRE BOLIGKREDITT AS
KJETIL HAUGE, Chair
ELISABETH BLOMVIK
KRISTIAN TAFJORD
SANDRA MYHRE HELSETH
OLE ANDRE KJERSTAD, Managing Director