Statement of income

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2014	2015	Amounts in NOK million	Note	2015	2014
GROUP				PARENT BANK
		Interest income from:
51	51	Loans to and receivables from credit institutions		71	79
2 075	1 866	Loans to and receivables from customers	18 23	1 328	1 474
111	77	Certificates, bonds and other interest-bearing securities		74	111
2 237	1 994	Interest income	15	1 473	1 664
		Interest costs in respect of:
9	6	Liabilities to credit institutions		12	13
610	406	Deposits from and liabilities to customers	18 23	406	610
410	380	Debt securities issued		123	126
83	75	Subordinated loan capital		75	83
32	29	Other interest		29	32
1 144	896	Interest costs	15	645	864
1 093	1 098	Net interest income	19	828	800
315	205	Other operating income	20	398	472
324	309	Wages, salaries etc.	23 24	295	308
119	119	Administration costs	21 22	119	119
443	428	Wages, salaries and general administration costs		414	427
25	29	Depreciation, impairment and changes in value of non-financial assets	21 25 26	23	21
96	104	Other operating costs	18 21 22 23	105	92
844	742	Profit before impairment on loans		684	732
22	50	Impairment on loans, guarantees etc.	4 7 8 9	47	22
822	692	Pre tax profit	19	637	710
199	189	Taxes	28	125	129
623	503	Profit after tax		512	581
136	115	Dividend funds for the local community 1)		115	136
133	114	Dividend for the EC holders 1)		114	133
157	142	Transferred to the primary capital fund		142	157
154	140	Transferred to the dividend equalisation fund		140	154
42	-9	Transferred to other equity capital		0	0
623	503	Proposed distribution		512	581
31.20	25.25	Result per EC (NOK)	29	25.70	29.10
31.20	25.25	Diluted earnings per EC (NOK)	29	25.70	29.10
1) To be transferred to other equity capital until the final resolution has been passed

Statement of comprehensive income
GROUP				PARENT BANK
2014	2015	Amounts in NOK million	Note	2015	2014
623	503	Profit after tax		512	581
		Other income/costs reversed in ordinary profit:
-13	48	Equities available for sale - changes in value		48	-13
		Other income/costs not reversed in ordinary profit:
-102	-9	Pension estimate deviations		-9	-102
27	-2	Tax effect of pension estimate deviations	28	-2	27
535	540	Total comprehensive income after tax		549	493