Statement of income

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2013	2014	Amounts in NOK million	Note	2014	2013
GROUP				PARENT BANK
		Interest income from:
53	51	Loans to and receivables from credit institutions		79	84
2 040	2 075	Loans to and receivables from customers	18 23	1 474	1 522
128	111	Certificates, bonds and other interest-bearing securities		111	162
2 221	2 237	Interest income	15	1 664	1 768
		Interest costs in respect of:
35	9	Liabilities to credit institutions		13	40
634	610	Deposits from and liabilities to customers	18 23	610	634
391	410	Debt securities issued		126	168
89	83	Subordinated loan capital		83	89
30	32	Other interest		32	30
1 179	1 144	Interest costs	15	864	961
1 042	1 093	Net interest income	19	800	807
202	315	Other operating income	20	472	287
313	324	Wages, salaries etc.	23 24	308	297
133	119	Administration costs	21 22	119	133
446	443	Wages, salaries and general administration costs		427	430
28	25	Depreciation, impairment and changes in value of non-financial assets	21 25 26	21	24
95	96	Other operating costs	18 21 22 23	92	92
675	844	Profit before impairment on loans		732	548
54	22	Impairment on loans, guarantees etc.	4 7 8 9	22	54
621	822	Pre tax profit	19	710	494
171	199	Taxes	28	129	112
450	623	Profit after tax		581	382
87	136	Dividend funds for the local community 1)		136	87
79	133	Dividend for the EC holders 1)		133	79
113	157	Transferred to the primary capital fund		157	113
104	154	Transferred to the dividend equalisation fund		154	104
-1	0	Transferred to/from fund for unrealised gains		0	-1
68	42	Transferred to other equity capital		0	0
450	623	Proposed distribution		581	382
21.65	31.20	Result per EC (NOK) 2)	29	29.10	18.45
21.65	31.20	Diluted earnings per EC (NOK) 2)	29	29.10	18.45
1) To be transferred to other equity capital until the final resolution has been passed
2) Transfer to/from fund for unrealised gains has been excluded from the calculation

Statement of comprehensive income
GROUP				PARENT BANK
2013	2014	Amounts in NOK million	Note	2014	2013
450	623	Profit after tax		581	382
		Other income/costs reversed in ordinary profit:
7	-13	Equities available for sale - changes in value		-13	7
		Other income/costs not reversed in ordinary profit:
-36	-102	Pension estimate deviations		-102	-36
9	27	Tax effect of pension estimate deviations	28	27	9
431	535	Total comprehensive income after tax		493	362