Profit performance - Group

QUARTERLY PROFIT
(NOK million)	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Net interest income	432	398	353	334	335
Other operating income	102	35	49	53	45
Total operating costs	216	179	174	178	174
Profit before impairment on loans	318	254	228	209	206
Impairment on loans, guarantees etc.	2	2	-8	0	5
Pre-tax profit	316	252	236	209	201
Tax	74	63	53	46	48
Profit after tax	242	189	183	163	153

As a percentage of average assets
Net interest income	1.95	1.87	1.65	1.62	1.62
Other operating income	0.46	0.16	0.23	0.26	0.22
Total operating costs	0.97	0.84	0.82	0.86	0.84
Profit before impairment on loans	1.44	1.19	1.06	1.02	1.00
Impairment on loans, guarantees etc.	0.01	0.01	-0.04	0.00	0.03
Pre-tax profit	1.43	1.18	1.10	1.02	0.97
Tax	0.34	0.29	0.25	0.22	0.23
Profit after tax	1.09	0.89	0.85	0.80	0.74