Profit performance - Group

Amounts in NOK million	Q3 2015	Q2 2015	Q1 2015	Q4 2014	Q3 2014
QUARTERLY PROFIT
Net interest income	277	269	273	282	274
Other operating income	33	65	67	41	152
Total operating costs	146	144	147	136	141
Profit before impairment on loans	164	190	193	187	285
Impairment on loans, guarantees etc.	10	7	8	7	1
Pre tax profit	154	183	185	180	284
Tax	43	49	50	53	51
Profit after tax	111	134	135	127	233

As a percentage of average assets
Net interest income	1.90	1.89	1.93	2.03	2.02
Other operating income	0.22	0.46	0.47	0.29	1.12
Total operating costs	1.00	1.01	1.04	0.98	1.04
Profit before impairment on loans	1.12	1.34	1.36	1.34	2.10
Impairment on loans, guarantees etc.	0.07	0.05	0.06	0.05	0.01
Pre tax profit	1.05	1.29	1.30	1.29	2.09
Tax	0.29	0.34	0.35	0.38	0.38
Profit after tax	0.76	0.95	0.95	0.91	1.71