Profit performance - Group

QUARTERLY PROFIT
(NOK million)	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021
Net interest income	353	334	335	320	307
Other operating income	49	53	45	69	64
Total operating costs	174	178	174	158	158
Profit before impairment on loans	228	209	206	231	213
Impairment on loans, guarantees etc.	-8	0	5	2	28
Pre-tax profit	236	209	201	229	185
Tax	53	46	48	53	42
Profit after tax	183	163	153	176	143

As a percentage of average assets
Net interest income	1.65	1.62	1.62	1.58	1.53
Other operating income	0.23	0.26	0.22	0.34	0.33
Total operating costs	0.82	0.86	0.84	0.78	0.80
Profit before impairment on loans	1.06	1.02	1.00	1.14	1.06
Impairment on loans, guarantees etc.	-0.04	0.00	0.03	0.01	0.14
Pre-tax profit	1.10	1.02	0.97	1.13	0.92
Tax	0.25	0.22	0.23	0.27	0.21
Profit after tax	0.85	0.80	0.74	0.86	0.71