Profit performance - Group

Amounts in NOK million	Q2 2016	Q1 2016	Q4 2015	Q3 2015	Q2 2015
QUARTERLY PROFIT
Net interest income	275	250	285	283	275
Other operating income	106	56	40	33	65
Total operating costs	147	148	124	146	144
Profit before impairment on loans	234	158	201	170	196
Impairment on loans, guarantees etc.	-3	-2	25	10	7
Pre tax profit	237	160	176	160	189
Tax	51	40	52	44	50
Profit after tax	186	120	124	116	139

As a percentage of average assets
Net interest income	1.86	1.67	1.91	1.93	1.91
Other operating income	0.70	0.37	0.27	0.23	0.46
Total operating costs	0.98	0.99	0.83	1.00	1.01
Profit before impairment on loans	1.58	1.05	1.35	1.16	1.36
Impairment on loans, guarantees etc.	-0.02	-0.01	0.17	0.07	0.05
Pre tax profit	1.60	1.06	1.18	1.09	1.31
Tax	0.34	0.26	0.35	0.30	0.33
Profit after tax	1.26	0.80	0.83	0.79	0.98