Material topics

As a consequence of the materiality analysis that was conducted, our chosen SDGs and long-term strategy, ten topics have been defined as particularly important for both the bank and our stakeholders. This chapter presents the topics in more detail in accordance with the GRI standard. 

The most material topics are:

  • Financial results
  • Contribution to business development
  • Supporter of the local community
  • Open and ethical business
  • Responsible lending
  • Equality and diversity
  • Expertise and restructuring
  • Preventing financial crime and corruption 
  • Requirements for vendor/suppliers
  • Climate and environment


The descriptions of the various topics contain information about:

  • Why the topic is important
  • Measures implemented in 2020
  • Planned measures going forward 
  • Measurement and evaluation
  • Responsible unit(s)
  • Key governing documents
  • GRI indicators